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Terms and Conditions

El Menudo Cuenta LLC (“EMC”) provides the information on this website subject to the following terms. Please read the following carefully.

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Terms of Use

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By using this site, you expressly consent to the following terms of use without limitation or qualification. PLEASE READ THESE TERMS CAREFULLY BEFORE USING THIS SITE. EL MENUDO CUENTA LLC (“EMC”) MAY AT ANY TIME REVISE THESE TERMS AND CONDITIONS BY UPDATING THIS POSTING. YOU ARE BOUND BY SUCH REVISIONS AND SHOULD THEREFORE PERIODICALLY VISIT THIS PAGE TO REVIEW THE CURRENT TERMS AND CONDITIONS TO WHICH YOU ARE BOUND. By accessing other websites through links provided by EMC, you also agree to the following terms and conditions. The material available on these sites has been produced by independent providers who are not affiliated with EMC. Any opinions or recommendations expressed are solely those of the independent providers and are not the opinions or recommendations of EMC.

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Warranty Disclaimer

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The materials on this site are provided "as is" and without warranties of any kind, either express or implied. To the fullest extent permissible by applicable law, EMC disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. EMC does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this website or the server that makes it available are free of viruses or other harmful components. EMC does not warrant or make any representations regarding the use or the results of the use of the materials on this website in terms of their correctness, accuracy, timeliness, reliability or otherwise. You (and not EMC) assume the entire cost of all necessary servicing, repair or correction.

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Limitation of Liability

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Although EMC makes reasonable efforts to include accurate and up-to-date information on this website, errors or omissions sometimes occur. EMC makes no warranties or representations as to the accuracy of this website. Under no circumstances, including but not limited to negligence, shall EMC or any party involved in creating, producing, or delivering the website be liable for any direct, incidental, consequential, indirect or punitive damages that result from the use of, or the inability to use, the materials on this website, even if EMC or an authorized representative of EMC has been advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you. In no event will EMC's total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this website. EMC also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property on account of your access to, use of, or browsing in the Website or your downloading of any materials, data, text, images, video, or audio from this Website. You agree to indemnify and hold EMC and any third-party providers/transmitters harmless from (1) any inaccuracy, error, delay, or omission in (a) any Information, or (b) the transmission or delivery of Information; (2) any loss or damage arising from or caused by (a) any inaccuracy, error, delay or omission, (b) failure to perform, (c) interruption of information due to any negligent act or omission on the part of EMC or information providers/transmitters or any "force majeure" (i.e. flood, extraordinary weather conditions, earthquakes or other acts of God, fire, war, insurrection, riot, labor dispute, accident, government action, communications, power outages, or equipment or software malfunction) or any other cause beyond the reasonable control of EMC or information providers/transmitters.

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Restrictions on Use of Materials

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This site is owned and operated by EMC. Permission is granted to display and navigate this website with a computer using HTML browser software, solely for personal, non-commercial use. Any commercial or public use of this website or any part thereof is strictly prohibited. Unless otherwise permitted by EMC, no material on www. elmenudocuenta.com or any website owned, operated, licensed or controlled by EMC may be copied, reproduced, republished, uploaded, posted, transmitted or distributed in any way. You may download material displayed on this website for personal, non-commercial use only provided that you retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, republish or use the content of this website for public or commercial purposes, including text, images, audio and video, without written permission from EMC. EMC neither warrants nor represents that your use of materials displayed on this website will not infringe rights of third parties not owned by or affiliated with EMC.

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Jurisdictional issues

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The information contained on this website is intended for use by a resident of the United States or a corporation, partnership, or other entity governed by the laws of the United States. Information relating to investment products and services is directed only to those persons in a jurisdiction in which the investment products and services are authorized for distribution. The information is not intended for distribution in any jurisdiction where the advisor is not licensed to distribute products or where such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction.

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Trademarks and Copyrights

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All trademarks, service marks, trade names, logos, and icons on this site belong to EMC or its affiliates, except for third-party trademarks and service marks, which are the property of their respective owners. Inquiries related to the use of trademarks, service marks, trade names, logos, icons, copyrights, or other intellectual property of EMC should be directed to El Menudo Cuenta LLC, 2332 Galiano St., 2nd FL, Coral Gables, FL 33134, United States of America. The images displayed on this website are the property of EMC or are used with its permission. Your use or the use by anyone authorized by you of these images is prohibited unless specifically permitted herein. Any unauthorized use of the images may violate copyright laws, trademark laws, privacy and publicity laws, and communication regulations and statutes.

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Any communication or material you transmit to this website by email or otherwise, including data, questions, comments, or suggestions, will be treated as non-confidential and non-proprietary and will become the property of EMC. Such communications or materials may be used for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, dissemination, and posting. Furthermore, EMC is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to this website for any purpose, including, but not limited to, developing and marketing products using such information.

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Revised: June 2024

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Important Disclosures

 

Investing involves risk, including loss of principal. Please consider, among other important factors, your investment objectives, risk tolerance and El Menudo Cuenta's pricing before investing. Investment advisory services offered by El Menudo Cuenta, LLC (EMC), an SEC-registered investment advisor. Brokerage services are provided to clients of EMC by Interactive Brokers, LLC., an SEC-registered broker-dealer and member FINRA/SIPC.

 

  • A properly suggested portfolio recommendation is dependent upon current and accurate financial and risk profiles. Clients who have experienced changes to their goals, financial circumstances, or investment objectives, or who wish to modify their portfolio recommendation, should promptly update their information in the EMC app.

  • EMC Subscription Fees are assessed based on the tier of services in which you are enrolled. EMC does not charge transactional fees, commissions or fees based on assets.

  • The ETFs comprising the portfolios charge fees and expenses that will reduce a client's return. Investors should consider the investment objectives, risks, charges and expenses of the funds carefully before investing. Investment policies, management fees and other information can be found in the individual ETF's prospectus. Please read each prospectus carefully before investing.

  • EMC Inversiones, an individual investment account which invests in a portfolio of ETFs (exchange traded funds), is recommended to clients based on their investment objectives, time horizon, and risk tolerance.

  • For EMC Futuro, an Individual Retirement Account (either Traditional, or ROTH IRA), please consult your tax advisor with any questions.

  • It is not possible to invest directly in an index. Past performance is no guarantee of future results.

  • EMC reserves the right to restrict or revoke any and all offers at any time.

  • Compounding is the process in which an asset's earning from either capital gains or interest are reinvested to generate additional earnings over time. It does not ensure positive performance, nor does it protect against loss. EMC clients may not experience compound returns and investment results will vary based on market volatility and fluctuating prices.

  • Diversification and asset allocation do not guarantee a profit, nor do they eliminate the risk of loss of principal.

  • The information contained on this website should not be considered an offer, solicitation of an offer or advice to buy or sell any security or investment product. The information should not be constructed as tax or legal advice. Please consult your tax advisor with any questions.

 

For additional important risks, disclosures, and information, please visit https://www.elmenudocuenta.com/legal/

 

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